Ritepartner Expanded

GMS Immigrants & Visitors to Canada

Instant issue of GMS "Immigrants & Visitors to Canada" Plans

Whether you’re just visiting, or planning on making Canada your new home, GMS is here to help provide for your emergency medical needs while in the country.

Our simple, online application makes it easy for you to choose the coverage you need:

  • You choose the deductible; $0, $100, $500 or $1,000
  • You choose the amount of coverage; $25,000 or $150,000 in total coverage
  • You choose the length of time for which you are covered

No medical questions if you are under 55 years of age.

No wait periods if you apply before you arrive in Canada. (However, if you apply to start or extend coverage while in Canada, you will face a 48 hour wait period.) 

If you are visiting from outside North America, coverage in United States of America and Mexico is included with your Canadian travel medical emergency plan. Please see the policy wording for complete details.

Apply on-line today!  HERE

Payment Options Include:


  Benefit Detail  
  Hospitalization Covers hospital room and board charges, up to semi-private, unless specified by a physician (if medically necessary, charges for intensive and coronary care units are included)   
  Medical Services Covers the cost of treatment by physician or surgeon  
  Diagnostic Services Covers the cost of x-rays and other diagnostic tests  
  Out-Patient Treatment Covers out-patient emergency room charges  
  In-Hospital Prescription Drugs Covers the cost of prescription drugs and medication prescribed by a physician (to a maximum of a 30 day prescription)  
  Road Ambulance Covers 100% of the cost for emergency transport to a hospital  
  Paramedical Services Covers up to $300 toward the cost of emergency services of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist  
  Accidental Dental Covers up to $2,000 per injury and up to $250 for the relief of dental pain  
  Return of Remains Covers the cost for preparation and transportation to your country of origin, destination in Canada, or the cost of cremation or burial at the place of death  
  Child Care Covers the cost for licensed child care for a dependant traveling with you if you are hospitalized (up to $500)  
  Coverage Continuation If coverage expires while hospitalized, coverage will continue for all covered persons up until 72 hours after discharge from the hospital.  
  Out-of-Pocket Expenses Covers the cost of accommodations, meals, phone calls and taxi or bus fares incurred by an accompanying family member in the event hospitalization continues after the policy expiry date  
  24-Hour Travel Assistance Services Coordination of all medical care, transportation, and repatriation; telephone interpretation services in most languages; monitoring of progress during treatment and recovery by managed care.  
  Travel Benefits Outside of Canada

For trips of 365 days or less (for those under 55 years of age) or 180 days or less (for those aged 55-79) made in Canada, United States and Mexico, covered expenses include: 

  • Air Ambulance - charges to transport you back to your province of residence for further in-hospital treatment
  • Special Attendant - reimbursement of a one-way trip economy airfare ticket for a medical attendant to accompany you back to your province of residence or country of origin for further in-hospital treatment
  • Escort of Insured Children - reimbursement of the cost of a one-way trip economy airfare to return an accompanying child or children and escort, when necessary, back to your original point of departure
 

This is a summary of benefits. Please refer to policy wording for complete details.

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Ken MacCoy, RHU

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Toll-Free: 1-866-702-0063

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V2P 1W2

Ken MacCoy, RHU