Many Canadians still travel without emergency medical insurance, mistakenly believing the government covers everything.

Unfortunately, many of the costs for medical care outside Canada far exceed what is covered by provincial government plans. The financial impact of just one incident without coverage could be catastrophic for you.

At Group Medical Services we realize that any unforeseen situation can be stressful, and even more so when you are away from home. We strive to not only look after the financial side of things, but to guide you through your situation in a timely and caring manner.

Already booked your travel and accommodations?

You still have three days after booking to apply for our trip cancellation and interruption insurance.

Planning to make your bookings soon?

Get a quote on our coverage, so you don't feel forced to accept the trip insurance tied to your tour company or trip package.
GMS offers value and competitive pricing.
Purchase only the options that you require.

TravelStar

With Group Medical Services TravelStar we look after the medical emergency bills for you when you are traveling outside of your province of residence or Canada, so you don't have to worry about it. Twenty-four hour emergency assistance is available to help you obtain medical treatment, coordinate medical care and transportation, verify coverage and provide support in areas of foreign language.

Daily Travel:

• Protects you in the event of medical emergencies when travelling out of the province or out of Canada.
• It offers up to $2 million coverage,
• 23 comprehensive emergency benefits,
• travel from 1 to 180 days,
• no age restrictions,
• direct payment to health providers, and
• 24 hour worldwide travel assistance.

Travel Star is perfect for Snowbird travellers and can also be used to top-up an existing annual travel plan or employer plan  coverage with either another insurer or Group Medical Services

TravelExtras:

• TravelExtras protects you against the many unanticipated cases that may happen when you travel.
• If you cannot meet your departure,
• your trip is cancelled,
• you have a medical emergency, or
• your luggage is lost or stolen.

 TravelExtras is the ideal low cost way to provide you with the coverage you want and need.

Annual Travel:

• Protects you in the event of medical emergencies when travelling out of the province or out of Canada
• Buy it once and take as many trips.... up to 30 days in length ... as you want in a year
• A great plan for the business traveller!

Trip Cancellation & Interruption:

• Provides coverage against unexpected events, which may force you to cancel your trip or change your return date
• GMS covers you both prior to and after departure in the event of medical emergencies, cancelled business meetings, weather delays, default of travel suppliers and more
• This plan must be purchased within 3 business days of the initial purchase or deposit on your trip
• Certain exclusions may apply if you have received medical treatment or experienced symptoms within 180 days prior to purchase.

Baggage & Personal Effects:

• Covers you in the event that the theft or damage results in the loss of baggage, personal belongings or currency.

Special Risk Baggage:       "New"!

• Extra protection for your laptop computer or special sports equipment like golf clubs or hockey equipment
• Purchased with trip or baggage insurance, you'll be covered for up to $2000 per item or set of items.

Combination Package:

• This includes Trip Cancellation & Interruption, Baggage & Personal Effects. - You save by purchasing all options!

All Inclusive Vacation Plan:

• An excellent choice for great coverage at great rates
• Includes:
  • Trip Cancellation & Interruption,
  • Baggage & Personal Effects, and  
  • $2,000,000 Daily Travel Emergency Medical coverage.
• This plan is available online only and offers a savings of 10% on the Trip Cancellation & Interruption portion.