Peace of Mind
Medical expenses can really add up – especially when you have a family. OmniPlan® covers what the government does not – including eye exams, glasses and contacts. You can even add prescription drug, dental and hospital cash benefits.

Flexibility
OmniPlan® provides you with the flexibility to design a health plan to meet your needs. You have the choice of what options you would like to add to your plan.

GMS Gets the Bill
Present your GMS Card. If you have chosen the prescription drug option the eligible portion of your prescriptions will be paid automatically at the pharmacy by GMS. Many other health care providers bill GMS directly so no extra money comes out of your pocket.

Tax Advantages
Your premiums for OmniPlan® and other GMS plans and options are eligible medical expenses under the Canadian Federal Income Tax Act.
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Within Canada

Includes all ExtendaPlan® health benefits plus the following enhancements:

Ambulance

• Unlimited coverage
• 100% payment for emergency transport, 50% payment for return of bedridden patients

Air Ambulance

• Unlimited
• Emergency transport within Saskatchewan

Preferred Hospital Room

• 45 days per person per year  up to a maximum of $3,500 per person per year
• Private or semi-private room

Private Duty Nursing

• $2,500 per person
• 80% payment in hospital or at home for palliative care

Fiberglass Casts & Purchase or Rental of Crutches

• Unlimited coverage

In-Hospital Prescription Drugs

• $2,000 per person

Health Practitioners

• Chiropractic, acupuncture, podiatry, physiotherapy, naturopath, clinical psychology and massage therapy.
• $300 per specialty per person

Wheelchairs, Motorized Scooters &  Adjustable Beds

• $500 every 5 years, per policy
• Purchase or rental for home use

Patient Walkers

• $300 every 5 years, per policy
• 80% of purchase or rental for home use

Mobility Aids

• $300 per policy
• Canes, reachers, grab bars and more

Diabetic Supplies & Equipment

• $300 per person

Ostomy Supplies

• $300 per person

Oxygen Equipment & Supplies

• Up to $500 per person per year to a lifetime maximum of $2,500 per person
• Rental for home use

Blood Pressure Monitors

• One every 5 years, per policy

Hearing Aids

• $800 per person for purchase or repair every five years

Breast Prosthesis

• $325 single, or $650 bilateral, every 2 years

Accidental Injury to Natural Teeth

• $5,000

Artificial Limbs, Eyes & Larynx

• Up to $5,000 per person

Therapeutic Shoes

• $200 per person

Custom Foot Orthotics

• 80% once every three years for adults
• 80% once per year for children under 16

Out-of-Province Referral

• $50,000/lifetime
• Treatment in Canada, pre-approved by GMS

Funeral Expenses

Accidental Death only
$4,000 per person

Additional Benefits

• $500 combined
• Contact GMS for details

Vision

Eye Exams

• $60 every two years, per person

Eyeglasses, Contact Lenses or Laser Eye Surgery

• $150 every two years, per person

 

OPTIONS:

With the purchase of a health plan you may purchase any of the following options:

PERSCRIPTION DRUGS

• $3,500 per person for formulary drugs. You pay only $4 for each eligible prescription.
• Use your GMS prescription drug card and the pharmacy bills Group Medical Services directly.
• Current medications are not eligible for coverage. 

PERSCRIPTION DRUGS-ENHANCED

• Payment to an overall maximum of $5,000 for formulary drugs, including $500 for pre-existing medications oral contraceptives. You pay only $4 for each eligible prescription.
• Use your GMS prescription drug card and the pharmacy bills Group Medical Services directly.

*Coverage excludes fertility drugs, drugs intended to treat sexual dysfunction, lifestyle drugs, diet drugs, drugs for cosmetic purposes, over-the-counter drugs, drugs used to stop smoking, experimental drugs and non-formulary drugs.

DENTAL CARE

• 1st year - 75% Basic services to a maximum of $500 per person
• 2nd year - 80% Basic services/50% Major services to a maximum of $750 per person
• 3rd year and up - 80% Basic services/50% Major services to a maximum of $1,000 per person
• Basic services include oral exam, scaling, polishing, fillings, uncomplicated extractions, endodontics, periodontics, oral surgery and repairs to dental appliances.
• Major services include crowns, bridges, dentures and gold inlays and onlays.

HOSPITAL CASH

• GMS will pay $100 per day for up to 30 consecutive days if you are hospitalized.  Coverage commences on the 4th day of hospitalization for an accident or illness or on the 7th day of a maternity stay.
• This cash can be used for your own expenses, such as food, parking, televisions, etc.  If you prefer, you can even take this money and bank it - the choice is yours.

TRAVEL

• Choose from 15, 30 or 48 days per trip.
• Comprehensive emergency medical coverage while travelling.  Take as many trips as you like.
• Coverage includes payment up to $1 million for the following expenses:
  • Hospitalization and hospital services
  • Physicians and surgeons
  • Diagnostic Services
  • Out-patient Treatment
  • Prescription Drugs - 30 days
  • Private Duty Nursing - $5,000
  • Road and Air Ambulance
  • Special Attendant if returned to Canada by air
  • Return of Family Member - $1,000
  • Paramedical Services - $300
  • Accidental Dental - $2,000 for accidents and $500 for dental pain
  • Return of Remains - $3,000
  • Family to Bedside - $3,000 for airfare and $750 for out-of-pocket expenses
  • Family Transportation - airfare, meals and accommodations up to $2,000 
  • Return of Vehicle - $2,000
  • Return of Cat or Dog - $300
  • Child Care - $500 
  • Escort of Insured Child - one way economy airfare
  • Coverage Continuation - 72 hours
  • Out-of-pocket Expenses - $1,000
  • 24 hour Travel Assistance Services
• Coverage is for medical emergencies
• If you have received medical treatment or experienced symptoms within 90 or 180 days before your trip, certain exclusions may apply.

Please read the policy wording and understand it before you travel.

IMPORTANT:  Not available to persons age 80 and over.  You may apply for Group Medical Services TravelStar® daily trip plan.

This is a summary of the benefits. Please refer to the policy document for full details.