Life Insurance

Many people take the time to insure their homes, their cars and their personal belongings, but what about insuring the two things that have the most value – your life and your health?

Travel Insurance

Many Canadians still travel without emergency medical insurance, mistakenly believing the government covers everything. Unfortunately, many of the costs for medical care outside Canada far exceed what is covered by provincial government plans. The financial impact of just one incident without coverage could be catastrophic for you.

Disability Insurance

Disability coverage is meant to replace the earned income that is lost when illness or accident causes a prolonged disability. It is often a neglected personal insurance need, yet it is a crucial part of overall risk management planning for most individuals. Businesses may also suffer a loss due to the long-term disability of a key employee.

Critical Illness Insurance

Critical Illness (CI) is a relatively new coverage in Canada that usually pays from $25,000 up to $1,000,000 or more if you are stricken by a critical illness such as a cancer or a heart attack. The maximum coverage amount varies depending upon the insurance company issuing the plan.

Long Term Care Insurance

Long Term Care Insurance is an insurance arrangement designed to meet the needs of individuals requiring assistance with the activities of daily living (ADL's) and ensure a comfortable future. In the event the insured is unable to care for themselves due to a chronic illness or cognitive impairment, Long Term Care Insurance pays a benefit to cover the cost of medical health and personal care services required to maintain day to day activities.

Call Ken toll-free at 1-866-702-0063 or contact us via email: ken@ritepartner.com.