Benefits Plans

Health Coverage - Base Plan

Prescription Drugs - 80% / No deductible

  • Pay Direct Card
  • All generic drugs covered
  • Includes vaccine and certain life sustaining non-prescription drugs approved by Green Shield Canada
  • Contraceptives coverage included.
  • Not Covered: medication prescribed for obesity, fertility or smoking cessation.
  • $1000 annual maximum per person per benefit year

Paramedical Practitioners - 100% / No deductible

  • Up to $400 per year per person (no "per visit" limit)
  • Available for each practioner used each year
  • Chiropractors, Psychologists, Osteopaths
  • Naturopaths, Masseurs, Physiotherapists
  • Podiatrists, Homeopath, Chiropodist
  • Osteopath, Speech Therapists
  • Chiropractic x-rays up to $50 per year

Other Health - 100% / No deductible

  • In home private nursing up to $5000 per year
  • Emergency ambulance
  • Accidental dental now pays up to $10,000 maximum per benefit year
  • Hearing aids up to $500 per person every 36 months
  • Prosthetic Appliances and durable medical equipment
  • Custom orthopaedic shoes up to $300 every two years

Emergency Out-of-Province - 100% / No deductible

  • $1 million travel insurance coverage for excess over provincial plans
  • Includes hospital, medical, accidental, prescription drugs and repatriation in event of death
  • Unlimited number of consecutive 60 day trips each year

MONTHLY HEALTH PREMIUMS - British Columbia

SINGLE:   $45.75
COUPLE:  $78.16
FAMILY:   $98.71

Note:  If current use of prescription is high, then that "family" of drugs may be excluded from this  coverage. Nothing else will be affected. No other medical information is required to issue the plan.

Dental Coverage - Base Plan

* * * Optional rider * * * (added to the Extended Health Care plan)

Basic Dental 80% / No deductible

  • NO Waiting period for dental benefits
  • Recall oral examinations and x-rays every 9 months
  • Complete x-rays of mouth, restricted to one set each 36 months
  • Cleaning every 9 months and fluoride treatment every 9 months
  • Extractions
  • General anaesthetics
  • Pit and fissure sealants
  • Fillings (amalgam and tooth coloured filling restorations) 

Coverage at 70%

  • Endodontic (root canals)
  • Denture repairs
  • Surgical services
  • Periodontal (scaling) up to 6 units of time each 12 months

Benefit Maximum

  • $750 per person for first year of plan
  • $1,000 per person per year thereafter

Not Covered

  • Crowns, new inlays, any gold work
  • Orthodontics

MONTHLY DENTAL + HEALTH PREMIUMS (combined) - British Columbia

SINGLE:   $   92.49
COUPLE:  $171.63
FAMILY:   $215.32

NOTE: Dental coverage may ONLY be added to a Heath Plan. Dental coverage starts immediately.

A premium reduction of $9.33 per month applies, IF PURCHASED with an Edge Disability plan.

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your associate:

Ken MacCoy, RHU

A Message from Ken

We're ready to discuss your future financial and insurance planning needs whenever you are. To talk now, please call us at (604) 702-0063 or toll-free 1-866-702-0063. Or complete our contact form and we'll get back to you in a timely fashion.

Contact Information

Phone: (604) 702-0063
Fax: (604) 703-0063
Toll-Free: 1-866-702-0063

#2 - 45975 First Avenue
Chilliwack, BC
V2P 1W2

Ken MacCoy, RHU