Enrollment Requirements:

 (1) the coverage selected must be the "same" for all employees or "classes" of employees;

 (2) minimum enrolment - three (3) contracts for health & dental benefits; and

 (3) 100% of the total group must participate in the health & dental portion of the plan.

 

Effective Date of Coverage:

 (1) Coverage starts the date the employee is added to the group;

 

Termination of Coverage:

 (1) Coverage terminates the date the group removes the employee from the contract.

 

Individual Certificates and Brochures:

 (1) GMS will issue employees individual I.D. cards listing: contract numbers, employee's name, dependents covered by the plan, dates of birth; and

 (2) GMS will provide individual employee booklets outlining plan benefits. The group administrator receives the contract wording.

 

Rate Guarantee:

 (1) Once rates are set for the group, they are guaranteed for a minimum of 12 months.