Critical Illness       ....(to age 70)

Guaranteed issue plans that require no medical underwriting to qualify. However, coverage can be limited by pre-existing critical illnesses conditions or medical indicators of those conditions.

• $5,000;   $10,000;   $15,000;   $20,000;   $25,000  benefit amounts
• 24/24 month pre-existing condition ie. no coverage in 2 years following policy issue for anything you ?saw the doctor for? in the 2 years before you bought the plan. After 2 years from the effective date all critical illnesses then diagnosed are covered.
• Covered Conditions:
  • cancer
  • Heart Attack
  • Coronary Artery Bypass Surgery
  • Stroke
  • Blindness
  • Major Burns
  • Major Organ Failure
  • MS
  • Coma Kidney Failure
  • Benign Brain Tumor
  • Paraplegia
  • Dismemberment
  • Loss of Speech
  • ALS
  • Deafness

Benefit is tax free when received and may be spent any way that the insured wishes to use it. Plan can only be used once.

A standard 30 day survival period applies.

Cancer not covered for the 90 days after first purchase of the plan.

Plan can be purchased by itself (ie. is a 'stand-alone' plan). ?Spousal Coverage? is available.

Contact Ken MacCoy, RHU for a quote for yourself or your loved one!!!

Downloads

Edge CI Brochure

Edge Encore Brochure

Encore Overview 85510-Mar09

Encore Policy Wording - Apr2008